Exhibit 99.1

 

    Three Months
Ended March 31,
2016
    Year Ended
December 31,
2015
    Year Ended
December 31,
2014
    Year Ended
December 31,
2013
    Year Ended
December 31,
2012
    Year Ended
December 31,
2011
 

Earnings:

           

Total earnings before taxes

  $ 14,294,785      $ 42,916,097      $ 71,187,876      $ 99,445,585      $ 46,759,150      $ 46,936,242   

Fixed Charges:

           

Interest and fees paid in connection with borrowed funds

  $ 8,005,876      $ 36,888,578      $ 33,960,029      $ 35,140,875      $ 23,751,990      $ 15,886,511   
 

 

 

   

 

 

   

 

 

   

 

 

   

 

 

   

 

 

 

Earnings available to cover fixed charges

  $ 22,300,661      $ 79,804,675      $ 105,147,905      $ 134,586,460      $ 70,511,140      $ 62,822,753   
 

 

 

   

 

 

   

 

 

   

 

 

   

 

 

   

 

 

 

Ratio of earnings to fixed charges

    2.79        2.16        3.10        3.83        2.97        3.95